Idenity Theft
Essay by maryone • June 30, 2012 • Essay • 342 Words (2 Pages) • 1,117 Views
Identity Theft is a serious crime that can happen to anyone, without any
warning, a thief can steal your personal information without your
knowledge to obtain credit, merchandise or other goods fraudulently. This
personal happened to me, when I was shopping at Arizona Mills, my wallet
was stolen from my back pocket, which had all my credit cards, driver
license, and social security card. I filed a police report, but didn't
think about it too much. After several months, I had unexplained purchases
that were made on my credit card, which caused me months of
investigations, and numerous hours trying to prevent severe financial
losses.
I always worked hard every day of my life, to try to pay my bills. Not
realizing when my wallet was stolen, that I was going to receive a credit
card statement in the mail, with unexplained purchases for over $5000.00,
on an online jewelry store located in Texas. This baffled me, and I
immediately contacted the company and disputed these charges. I found out
that apparently someone opened an account in my name, without my knowledge
or my permission. Someone had stolen my identity to retain credit in my
name, which I was responsible for the bill.
I immediately file a police report with the Mesa Police
Department. Detective Peterson was assigned to my case, and immediately went
to the address where the merchandise was delivered. Finding out that the
address was a freight forwarder shipping goods to Europe. Detective Vogel
told me that there is nothing that they can do for me.
I immediately contacted the credit bureau and had a fraud block
put on account. It took me over 6 hours to call Equifax, Experian, and
Trans Union. But they gave me great suggestions and prevention from this
ever happening to me again. But then I could not get any credit, and my
bank account was frozen and I couldn't touch my own money. This was a
total nightmare! This was actual hurting my credit
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