Information Technology Acts Assignment

Information Technology Acts Assignment

There are currently several advances in information technology that have resulted in ethical issues necessitating the creation of acts. While information technology continually advances over the years, ethical concerns become an issue. For centuries, consumers were subject to annoying nuisance sales calls during business hours that led to frustration. "In general, privacy is the right to be left alone and to be free of personal intrusions." (2011). Because of advancement in technology, it is easier to collect individual information and store in databases. The government needed to address the situation to protect consumers who did not want to participate in the cold calling process by sales representatives and telemarketers. The result was the creation of The Do Not Call Implementation Act of 2003.

The Act of 2003 was introduced on January 28, passed the House of Representatives and the Senate on February 12-13, and finally signed on March 11, 2003 by President George W. Bush. The act authorized the Federal Trade Commission (FTC) to enforce regulations relating to the do-no-call registry. Telephone recipients have been allowed to register both their home and cellular telephone numbers to prevent these annoying callers. Its main purpose was to protect consumers from unwanted annoying calls from telemarketers.

Eventually, telemarketers changed their calling procedures and began using automated systems for consumer communication. The automated callback systems appear with no callback number, leaving no way of contact to request no further callbacks. The Act was passed to protect the public from unwanted solicitation. In an effort to diminish these calls, fines have been inflicted when companies do not comply with the guidelines of the Do Not Call Implementation Act. This form of communication helped create the Do Not Call Act, which was established to set ethical boundaries for nuisance and annoying calls.

The Electronic Funds Transfer Act

The Electronic Funds Transfer Act (EFTA) was designed to protect people and banking institution funds during electronic transfers while providing guidelines on solving millions of authorized and unauthorized transactions. An Electronic Funds Transfer (EFT) is initiated through means of electronic terminals, computers, telephone systems, or online banking websites for the purpose of ordering items, initiating payments, transferring funds between accounts, or authorizing the financial institution to debit or credit a Point of Sale (POS). The benefits of the EFTA are endless; direct deposit (DD), Automated Teller Machines (ATM), and Point of Sale transactions (POS).

"EFTs include, but are not limited to point-of-sale (POS) transfers; automated teller machine (ATM) transfers; direct deposits or withdrawals of funds; transfers initiated by telephone; and transfers