Islamic Credit Card

This study investigates on the relationship between demographic factors and the usage of Islamic credit card as well as

Conventional credit card demonstrates their interdependencies. The debatable issues as been addressed by many

authorities not only in terms of the numbers of credit card flooding the nation's economy, but the amount of

transactions that end up with payment default and the numbers of credit card fraud as been recorded which threatened

the economy should be seriously focused. Nevertheless the advances and changing habits in purchasing activities

significantly contributed the diffusion of credit card as becoming more important and relevant in maintaining the

purchasing activities. The study was conducted involving 305 respondents as a sample of study. While 26 items were

used for addressing the research questions. Section A of the questionnaire seeks for information concerning the

demographic profile of the respondents whilst section B and C that used Likert scale aimed to investigate information

related to income and usage of credit card. The results of the study offer certain important managerial implications for

the policy makers, finance institutions and the authorities bodies that take controls the credit card activities.