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The Spss Dataset Acredit Risk

Essay by   •  July 21, 2015  •  Essay  •  376 Words (2 Pages)  •  1,427 Views

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Coursework

  1. The SPSS dataset ACredit Risk.sav contains information a pilot survey consisting of customers chosen at random to investigate credit worthiness.  The variables and their coding are given below.

Variable

Label

1

Risk

2

Status

Status of existing checking account

3

Duration

Duration (months)

4

Purpose

Purpose

5

Amount

Credit amount

6

Accounts

Savings account/bonds

7

Employment

Present employment duration

8

Rate

Instalment rate as percentage of disposable income

9

Residence

Years at present residence

10

Age

Age in years

11

Sex

12

Housing

13

Credits

Number of existing credits at this bank

14

Telephone

  1. Use SPSS to produce appropriate summary statistics (including statistical tests) and charts to investigate the data set.  Comprehensive univariate and multivariate data exploration and summaries are expected.  Your submission can be up to 12 pages including tables, graphs and explanations as to what the analysis describes (1,200 words max).        (25)
  2. Fit a model to predict the customers’ risk based on the variables in the dataset.  Comment on your choice of variables and interpret the effects of the variables in the model.

Calculate the risk of a man of age 45 with the following characteristics; Status 0-200, 18 month duration, for a new car , £2000, Accounts <100, 5 years employment, 2% rate, 4yrs residence, renting, 1 existing credit, no phone.        (15)

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